Loading Events

« All Events

  • This event has passed.

Global Questions – Local Answers: Credit Score & Mortgages

04/29/2015 @ 6:00 PM - 8:00 PM


Experts answer your questions about valuable topics!

Join us for the start of our event-series “Global Questions – Local Answers”, which consists out of four different events with four important topics!

In collaboration with Bank of the West, SACC-SF/SV will host experts who will share valuable information about the following issues:

– Credit Score & Mortgages (April 29th)

– Personal Tax & Fiscal Issues (May 27th)

– International Financial Planning (September 9th)

– Immigration (November 4th)

Some of the questions that will be discussed at the first event about Credit Score & Mortgages:

– What is the step by step process of buying a home in the US?

– Why is having a credit score so important and how do I build it?

– What are the costs associated with buying a home in the US and how much can I afford?

– How much money do I need for a down payment? How much do I need at closing?

– What documentation will I need to provide to the Bank?

About the speakers:

Juliaen Christiaens 

Julien Christiaens,Vice President, Area Manager at Bank of the West

Juliens department focuses on assisting clients with their domestic  and international banking  needs. His clients include international  entrepreneurs and families, high net-worth individuals and  multi-  national businesses. Prior to joining Bank of the West, Julien worked for its parent  company, BNP Paribas in Belgium. Julien is fluent in French and English.


 Karen McDowell, AVP, Private Mortgage Banker

Karen joined Bank of the West in 2001 as Mortgage Banker and  achieved  the title of Assistant Vice President in 2003. She currently  works as a  Private Mortgage Banker supporting the banks Wealth  Management  headquarters in San Francisco. Karen has over 30 years  of experience in  retail banking as a Financial Sales Manager, Personal  Banker, VP and  Branch Manager. She has spent 14 of those years as a Mortgage Banker. Karen also has extensive underwriting experience which helps her identify diverse and creative solutions when advising her clients on mortgages.

About the moderator:


Vincenzo Mitolo, Vice President Business Development

Vincenzo Mitolo is a business developer officer for the International Clientele Department at Bank of the West, BNP Paribas Group. He assists and helps international individuals and businesses that need assistance with global banking issues. Vincenzo also negotiates partnerships with internal and external businesses (lawyers, CPAs, foreign institutions and international associations) to provide international clients with high value solutions.


6PM – 6.30PM: Registration and Networking

6.30PM – 7.30PM: Presentation

7.30PM – 8PM: Q&A and Networking

Light refreshments and drinks will be served.

Register now for this exclusive opportunity to gain qualitative and comprehensive knowledge from people who have worked with this for several years.

The registration is now open. Get 20% off if you register for all 4 events at once (members only)!*


Event sponsor & host:

Bank of the West image

*Non-refundable fee


6:00 PM - 8:00 PM